Let Us Get You to the Best Buy First! This Is How We Do It.
This is a critical first step, and goes beyond what a Lender may say you "qualify for". While it is important to know what your maximum ceiling is, it is also important to have a frank discussion about what monthly cash flow you are comfortable with relative to what kind of lifestyle makes you happy. Patricia always counsels her clients, especially first time Buyers, to make sure that they have a "buffer" left over for not just a rainy day fund, but also for items such as child care and education, property maintenance and emergency repairs, and for fun things such as vacations, shopping and personal recreation. Patricia will assist you with your personal goals so that you may achieve all of them without any unpleasant surprises.
Hawaii's markets have always been competitive, as we live in an Island state with much demand and International appeal, with a finite supply of inventory. This simple "Supply and Demand" economic equation sets the tone for our consistently high values. Patricia will get you to the best buy first, as: 1) She has studied the market Islandwide on a daily basis for over 30 years and knows when to spot a good value in any neighborhood, and 2) She will set up an automatic link for you directly to the Multiple Listing service to ensure that you will get to the best buys first.
No one understands the Purchase Contract better than Patricia Case. She will make sure that this legal contract is drafted to best protect you and your interests as a Buyer. Patricia also makes sure to transmit all of her clients' offers with a personal touch to the Seller's Realtor so that they appreciate the terms offered and the reasons for them. Patricia has longstanding relationships with many of her Realtor colleagues and because of this is able to pick up the phone and get the job done!
Once an Offer is accepted, the real work begins. Every Buyer has an inspection review period to confirm the mechanical integrity of the property, and the financial health of any Association of which it may be a part. Patricia will assist with providing names of home and other specific inspectors (pool, pest, A/C, etc) and licensed contractors (roofers, electricians, plumbers, etc.) to review the property and all of its components. Patricia will make sure that all inspectors have a copy of the Seller's Real Property Disclosure Statement so they fully understand the history of the home they are inspecting, and will review and go over any further questions anyone may have. Patricia has participated in hundreds of home inspections, and plays a vital part in making sure you are comfortable with the home you're purchasing.
Patricia maintains close working relationships with all of the Lenders and knows which documents your Lender will need in order to complete your loan. She will stay on top of transmitting Title Reports, Surveys, Termite Reports, Appraisals and other important documents to your Lender on a timely basis so that you won't have to. Patricia will also coordinate with your Lender to make sure that your homeowner's and other required insurance policies have been secured and are in place as of the Closing Date so that your Loan may be funded without any delay.
There are a lot of moving parts and people to coordinate with during an Escrow. Contingency timeframes and deadlines must be met, inspections and appraisals scheduled and reports reviewed, financing and insurance must be secured and channels of communication must be kept open between the Buyer and Seller and their representatives and Escrow.
Patricia Case will take the greatest care to make sure that all of this happens without a hitch to ensure a timely and trouble-free closing for you!
We have an enviable track record of successfully completed transactions, and that serves as testament to our Number 1 priority which is to take the greatest care of you. We're experienced, honest, smart and dedicated and promise to always be your Number 1 advocate!
My goal is to provide you with the most personalized service that is designed to help you buy your dream home!